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Smart Choice Loan
The smart choice loan is offered at an introductory rate of 1.00% and gives you control of your finances by making 5 monthly payment options available each month:

q   The minimum amount due (deferred interest may
               accrue and is added to the loan balance)

  q
  Interest only payments
  q A 30-year payment plan
  q A 15-year payment plan
  q Minimum payment plus any amount you choose to go toward principal.

The advantages of the program include the fact that no other loan product available on the market today provides this much control, choice, and flexibility. Your home is your largest asset, and it’s a smart source of low-interest cash. With the SMART CHOICE LOAN, you can lower your monthly payments to increase cash flow and use the funds for any of your other financial priorities. Anyone can benefit from the SMART CHOICE LOAN from the small business owner to the sophisticated borrower.

The payment stability and benefits of your SMART CHOICE LOAN will pleasantly surprise you. It is tied to stable indexes, such as the C.O.D.I. or Certificate of Deposit Index, so that you will experience less rate fluctuation than some other indexes in the marketplace. This means when rates drop, there is no limit to how low payments can go, and you can benefit automatically from lower rates without having to incur refinancing costs. Equally on the flip side you can always confidently rely on your payment increasing no more than 7.5% per year if you are budgeting for the future.  

This SMART CHOICE LOAN will give you many options so that you can save your hard earned cash when you need it most.
 

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